PWT Ltd was established in 2015 by Paul Temple who has enjoyed a lifetime career in banking. He worked mainly in various areas of lending for Barclays, Hill Samuel and HSBC Private Bank where he was latterly a Managing Director. PWT Limited provides advice and assistance to individuals and family companies/vehicles in debt raising and refinancing. It also acts as Consultant to other similar companies where clients and resources are shared.

Through Paul’s wide and varied experience in the banking sector, particularly in lending, we aim to assist individuals, families, partnerships and companies with improving their financing options and often costs. Typically this will start with a specific requirement being the financing of a new acquisition or a refinancing of an existing loan facility due to approaching the repayment term or changed circumstances.

We have extensive contacts with banks and funding specialists (eg Real Estate Funds), to enable us to seek a quick, in principle indication of appetite and pricing. Recent transactions include a refinance and increase debt of an industrial Real Estate portfolio, a central London Principal Place of Residence (PPR) mortgage refinance (interest only) to a major private bank, and a number of Lifetime Mortgages (Equity Release) where interest is rolled up.

Our fee is relative to the complexity and size of the transaction, usually succes based only and sometimes partly paid by way of an introductory transparent contribution from the lender.

Please contact us for an initial discussion.